Safeguard your company and secure its future
Safeguarding your company
Safeguard your company and secure its future with specialist business protection advice. We help you prepare for unexpected events so your business stays resilient, stable, and financially secure.
Please note: Protection plans have no cash in value and cover will cease if premiums are not maintained. Tax rules are complex, depend on individual circumstances, and may change over time.
Key person insurance
A key person is anyone whose skills, knowledge, or leadership directly drive your profits, such as a director, top sales manager, or technical specialist.
Key person insurance provides a fixed payout if a vital team member dies or suffers a serious illness. This gives your company the cash needed to cover lost profits, recruit temporary help, or train a successor.
Tax relief: Premiums are often an allowable business expense for corporation tax if the cover is solely for loss of profit.
Important check: Tax rules can vary, so we recommend confirming your setup with HM Revenue and Customs.
Speak to our team today
Call us on 020 7183 8343, Monday to Friday, 9am–5pm
Partnership protection
If a partner dies or suffers a critical illness, their share of the business could pass to relatives who may prefer cash or lack interest in your company.
Partnership protection combines life insurance and legal agreements to supply the remaining partners with the necessary funds to buy out the outgoing partner at a fair price.
Main benefits: Prevents unwanted takeovers, stops automatic dissolution, avoids forced asset sales, and keeps staff and client confidence strong.
Speak to our team today
Call us on 020 7183 8343, Monday to Friday, 9am–5pm
Relevant life plans
A relevant life plan is a tax efficient death in service benefit set up by a company for an individual employee or director.
Employer benefits: Premiums are usually tax deductible as a business expense and do not count towards group scheme limits.
Employee benefits: Premiums are paid by the company without triggering personal income tax liabilities. When written into trust, the pay-out is normally free from inheritance tax.
Ideal for: Small businesses that cannot access group schemes, or high earning directors who want to preserve their pension allowances.
Shareholder protection
In a private limited company, losing a shareholder can disrupt everything. Shareholder protection provides the funds and legal structure for surviving shareholders to buy back those shares at a fair market value.
Main benefits: Keeps ownership in friendly hands, protects family members by providing a quick cash settlement, and maintains steady business operations.
Speak to our team today
Call us on 020 7183 8343, Monday to Friday, 9am–5pm
Please note that whilst every effort is made to ensure that the information contained within this explanation is correct, these notes are by necessity brief and of a generalised nature. We would provide specific personalised advice prior to finalising any arrangement.
The value of your investments and any income from them can fall as well as rise and you may not get back the amount you originally invested. It is important to note that not all personal pensions allow the facility to self invest and you should check the details of your existing pension if this is a requirement. HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. For specialist tax advice, please refer to an accountant or tax specialist.
Looking for something else? We're here to help.
From family protection and mortgages to specialist commercial cover, we’ve got you sorted. Because we’re part of a wider group of financial and wealth management specialists, you get the best of both worlds: professional, big-picture expertise delivered with a friendly, personal touch.
BVS Mortgages is a London based company and our aim is to provide professional mortgage advice to individuals and businesses across the UK. We specialise in both residential mortgages and commercial mortgages.
At BVS Protection, we believe good protection advice starts with understanding your personal circumstances. We work with a selected panel of well-known UK insurance providers, including Aviva, Legal & General, MetLife UK, Zurich and Paymentshield.
BVS Commercial Finance is a London based company and our aim is to provide professional financial advice to businesses across the UK. We specialise in accounting and lending advice for businesses
Trusted by thousands of happy customers
We’re part of Openwork Ltd, one of the UK’s leading financial networks, to bring you expert advice you can trust. At BVS Protection, our qualified advisers don’t believe in 'one size fits all.' We’re constantly refining our standards to make sure the cover we recommend is perfectly suited to you and your family.
How about a chat with one of our advisers?
Great financial management starts with a clear conversation. If you would like to explore your options and plan for the future, our wealth advisers are here to listen, answer your questions, and help you discover the right strategies to grow, manage, and preserve your wealth.
Your first conversation is informal and there is no obligation to proceed. You can contact us using the details below.
Contact us by phone
Call us on 020 7183 8343, Monday to Friday, 9am–5pm
Contact us by email
Email us at [email protected]
Chat to us online
Select the chat icon to speak with us online.
Complete our online form and one of our team will get back to you.
We take your privacy seriously. By submitting your enquiry, you agree that BVS Wealth and Openwork may use your details to respond to your enquiry and provide the services you have requested. If you choose not to proceed, we will keep your records only for as long as necessary, in line with our data retention policy. Please read our Privacy Policy for details on how your data is used, shared and protected.
BVS Mortgages and Financial Services Ltd (10967395) is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on XX/XX/XXX.
BVS Mortgages & Financial Services Ltd is registered in England. Registered Number: 10967395. Registered Address: Churchill House, 120 Bunns Lane, London, England, NW7 2AS.
Services
Terms and conditions | Acceptable use policy | Privacy Notice | Tax Strategy | Modern Slavery Statement | Adviser Disclaimer | Whistleblowing | Help when things go wrong
The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Wills and Lasting Power of Attorney are not regulated by the Financial Conduct Authority
Our website was designed by tyinthewood.com | The design guy from Chorleywood.